@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Manrope:wght@400;500;600;700;800&display=swap');
:root{--green:#3bd957;--green-dark:#167a30;--ink:#1b231e;--muted:#69726b;--line:#e7ece8;--soft:#f7f9f7;--shell:1170px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:white;color:var(--ink);font-family:'DM Sans',Arial,sans-serif;font-size:16px;line-height:1.65}body,button,input,textarea,select{font-family:'DM Sans',Arial,sans-serif}a{color:inherit;text-decoration:none}button{cursor:pointer}img{display:block;max-width:100%}h1,h2,h3,h4,p{margin-top:0}h1,h2,h3,h4{font-family:Manrope,'DM Sans',Arial,sans-serif;line-height:1.18;letter-spacing:-.035em;font-weight:600}h1{font-size:clamp(3.25rem,5.2vw,5.9rem)}h2{font-size:clamp(2.2rem,3.3vw,3.65rem)}h3{font-size:1.42rem}p{color:var(--muted)}.shell{width:min(calc(100% - 52px),var(--shell));margin-inline:auto}.section{padding:110px 0}.eyebrow{display:inline-block;color:var(--green-dark);font-size:.73rem;font-weight:800;letter-spacing:.14em;text-transform:uppercase;margin-bottom:17px}.button{display:inline-flex;align-items:center;justify-content:center;gap:20px;min-height:47px;padding:13px 23px;background:var(--green);border:1px solid var(--green);color:#12341d;font-size:.74rem;font-weight:800;letter-spacing:.065em;text-transform:uppercase;line-height:1.2;transition:background .25s,transform .25s,box-shadow .25s,color .25s}.button:hover{background:var(--green-dark);border-color:var(--green-dark);color:#fff;transform:translateY(-3px);box-shadow:0 12px 25px #2cc84a30}.button span{font-size:1.1rem;font-weight:400;line-height:0}.button-small{min-height:35px;padding:11px 17px;font-size:.66rem}.button-outline{background:transparent;color:var(--green-dark);border-color:var(--green-dark)}.button-outline:hover{color:white}.section-head{max-width:590px}.section-head p{max-width:590px}.section-head h2{margin-bottom:18px}.reveal{opacity:0;transform:translateY(28px);transition:opacity .65s ease,transform .65s ease;transition-delay:var(--delay,0ms)}.reveal.shown{opacity:1;transform:none}
#sluzby,#jak-postupujeme,#poptavka{scroll-margin-top:76px}

/* Header */
.site-header{position:fixed;inset:0 0 auto;z-index:40;height:76px;transition:background .25s,box-shadow .25s,color .25s}.hero-header{color:#fff}.site-header.solid-header,.site-header.scrolled,.site-header.mobile-open{background:#fff;color:#232a24;box-shadow:0 3px 18px #1c2d2420}.nav-wrap{height:100%;display:grid;grid-template-columns:1fr auto 1fr;align-items:center;gap:24px}.nav-left,.nav-right{display:flex;align-items:center;gap:28px}.nav-right{justify-content:flex-end}.nav-link{white-space:nowrap;font-size:.78rem;font-weight:700;transition:color .2s}.nav-link:hover,.nav-link.active{color:var(--green)}.site-header.solid-header .nav-link:hover,.site-header.solid-header .nav-link.active,.site-header.scrolled .nav-link:hover,.site-header.scrolled .nav-link.active{color:var(--green-dark)}.brand{font-family:Manrope,Arial,sans-serif;display:inline-flex;align-items:flex-start;letter-spacing:-.07em;font-size:1.45rem;line-height:1;font-weight:800;white-space:nowrap}.brand span{font-weight:400}.brand i{color:var(--green);font-size:.55rem;font-style:normal;margin-left:4px;letter-spacing:0}.dropdown{position:relative}.drop-trigger{border:0;background:none;color:inherit;padding:0}.chevron{font-size:1rem;margin-left:3px}.drop-menu{position:absolute;top:calc(100% + 25px);left:-18px;width:245px;padding:12px;background:#fff;color:var(--ink);box-shadow:0 16px 45px #122c1e24;opacity:0;visibility:hidden;transform:translateY(8px);transition:.2s}.dropdown:hover .drop-menu,.dropdown.open .drop-menu{opacity:1;visibility:visible;transform:none}.drop-menu a{display:block;padding:10px 12px;font-size:.8rem;font-weight:600}.drop-menu a:hover{color:var(--green-dark);background:var(--soft)}.mobile-toggle,.mobile-menu{display:none}

/* Hero and page banner */
.hero,.hero-slider{height:min(790px,100svh);min-height:620px;position:relative}.hero-slider{overflow:hidden}.hero-slide{position:absolute;inset:0;background-image:linear-gradient(90deg,#111c16b8 0%,#0c171376 46%,#10201956 100%),var(--bg);background-position:center;background-size:cover;opacity:0;visibility:hidden;transform:scale(1.035);transition:opacity .8s ease,transform 5s ease,visibility .8s}.hero-slide.is-active{opacity:1;visibility:visible;transform:scale(1)}.hero-content{position:relative;z-index:1;display:flex;flex-direction:column;align-items:flex-start;justify-content:center;height:100%;padding-top:65px;color:white}.hero-content>*{max-width:620px}.hero-tag{font-weight:800;font-size:.77rem;letter-spacing:.17em;color:var(--green);margin-bottom:20px}.hero-content h1{max-width:690px;margin-bottom:23px}.hero-content p{color:#f4f7f4;font-size:1.08rem;line-height:1.75;margin-bottom:31px;max-width:515px}.slider-arrow{position:absolute;top:50%;z-index:2;border:0;background:#111c1655;color:white;width:42px;height:50px;font-size:2rem;line-height:1;transition:background .2s}.slider-arrow:hover{background:var(--green)}.slider-arrow.prev{left:0}.slider-arrow.next{right:0}.slider-dots{position:absolute;bottom:35px;left:50%;z-index:2;transform:translateX(-50%);display:flex;gap:13px}.slider-dots button{width:10px;height:10px;border-radius:50%;background:#ffffff9c;border:0;padding:0;transition:background .2s,transform .2s}.slider-dots button.is-active{background:white;transform:scale(1.25)}.inner-hero{min-height:410px;background-image:linear-gradient(90deg,#102018c9,#111d18a5),var(--bg);background-size:cover;background-position:center;display:flex;align-items:center;color:white;padding-top:76px}.inner-hero-content{padding-block:62px}.inner-hero .eyebrow{color:var(--green)}.inner-hero h1{font-size:clamp(3rem,4.5vw,5.1rem);margin-bottom:16px;max-width:830px}.inner-hero p{color:#f1f3f1;max-width:650px;font-size:1.06rem;margin:0}

/* Home content */
.intro-grid{display:grid;grid-template-columns:300px 1fr;gap:55px;align-items:start}.intro-copy{padding-top:9px}.intro-copy h2{font-size:clamp(2rem,3vw,3.2rem)}.intro-copy p{margin:0 0 26px}.service-grid{display:grid;grid-template-columns:repeat(3,1fr);border:1px solid var(--line)}.service-tile{min-height:320px;padding:24px 22px;display:flex;flex-direction:column;align-items:flex-start;border-right:1px solid var(--line);position:relative;transition:background .25s,transform .25s,box-shadow .25s}.service-tile:last-child{border-right:0}.service-tile:hover{background:#f6fff7;transform:translateY(-5px);box-shadow:0 15px 35px #1b3c2712}.tile-number{font-size:.65rem;letter-spacing:.12em;color:#a1aba4;font-weight:700}.tile-icon{display:grid;place-items:center;background:#e8faeb;color:var(--green-dark);font-size:1.8rem;border-radius:50%;width:58px;height:58px;margin:38px 0 26px;font-weight:300}.service-tile h3{font-size:1.13rem;line-height:1.3;margin-bottom:10px}.service-tile p{font-size:.82rem;line-height:1.6;margin:0}.tile-arrow{margin-top:auto;align-self:flex-end;color:var(--green-dark);font-size:1.3rem}.choice{padding-top:30px}.choice-grid{display:grid;grid-template-columns:1fr 1fr;gap:26px}.choice-card{position:relative;overflow:hidden;min-height:385px;color:#fff}.choice-card:after{content:"";position:absolute;inset:0;background:linear-gradient(0deg,#0d1c15d8,transparent 75%)}.choice-card img{width:100%;height:385px;object-fit:cover;transition:transform .6s}.choice-card:hover img{transform:scale(1.055)}.choice-card>div{position:absolute;bottom:28px;left:30px;right:30px;z-index:1}.choice-card span{font-size:.66rem;letter-spacing:.15em;font-weight:800;color:var(--green)}.choice-card h2{font-size:clamp(1.75rem,2.6vw,2.9rem);max-width:380px;margin:10px 0 16px}.choice-card b{font-size:.73rem;letter-spacing:.08em}.quote-section{background:#f9faf9;padding:105px 0}.quote-grid{display:grid;grid-template-columns:1fr 1fr;align-items:center;gap:85px}.quote-copy h2{max-width:520px}.quote-copy p{max-width:470px;margin-bottom:26px}.quote-image img{width:100%;height:380px;object-fit:cover}.process{background:white}.process .section-head{text-align:center;margin:0 auto 58px}.process-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:0}.process-card{text-align:center;padding:18px 36px;border-right:1px solid var(--line)}.process-card:last-child{border:0}.process-icon{width:76px;height:76px;display:grid;place-items:center;border-radius:50%;background:#e9faec;color:var(--green-dark);font-family:Manrope;font-size:1.4rem;font-weight:700;margin:0 auto 28px}.process-card h3{font-size:1.18rem;margin-bottom:11px}.process-card p{font-size:.9rem;margin:0}.split-grid,.detail-grid{display:grid;grid-template-columns:1fr 1fr;align-items:center;gap:75px}.feature-photo img{width:100%;height:440px;object-fit:cover}.feature-copy p,.detail-copy p{margin-bottom:18px}.check-list{list-style:none;padding:0;margin:26px 0 30px}.check-list li{position:relative;padding-left:32px;margin:11px 0;font-weight:600;font-size:.92rem}.check-list li:before{content:'✓';position:absolute;left:0;top:0;color:var(--green-dark);font-weight:800}.cta-band{background-image:linear-gradient(90deg,#0b1a13e0,#0b1a13a8),var(--bg);background-size:cover;background-position:center;color:white;text-align:center;padding:88px 0}.cta-inner h2{margin:0 0 12px}.cta-inner p{color:#ecf3ee;margin:0 0 27px}.cta-inner .eyebrow{color:var(--green)}.section-row{display:flex;align-items:end;justify-content:space-between;gap:30px;margin-bottom:35px}.section-row .section-head h2{margin-bottom:9px}.section-row .section-head p{margin:0}.section-row .button{flex:none}.blog-grid{display:grid;grid-template-columns:1.45fr .7fr;gap:28px}.blog-card{border:1px solid var(--line);display:grid;grid-template-columns:42% 1fr;transition:box-shadow .25s,transform .25s}.blog-card:hover{box-shadow:0 18px 38px #1c2c211c;transform:translateY(-4px)}.blog-card img{height:100%;width:100%;object-fit:cover}.blog-card>div{padding:32px}.blog-card h3{font-size:1.35rem}.blog-card p{font-size:.88rem}.blog-card b,.article-card b{font-size:.75rem;letter-spacing:.08em;color:var(--green-dark)}.blog-aside{background:#eafbec;padding:34px;display:flex;flex-direction:column;align-items:flex-start}.blog-aside h3{font-size:1.7rem}.blog-aside .button{margin-top:auto}.form-section{background:#f7f9f7}.form-section-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:80px}.form-section-grid h2{margin-bottom:15px}.form-section-grid>div:first-child p{max-width:330px}

/* Detail and shared blocks */
.detail-image img{width:100%;height:470px;object-fit:cover}.detail-copy h2{max-width:510px}.detail-copy .button{margin-top:4px}.soft-section{background:var(--soft)}.two-col{display:grid;grid-template-columns:1fr 1fr;gap:80px}.two-col p{margin:0 0 27px}.calculator-section{background:#f7f9f7}.calculator{display:grid;grid-template-columns:1fr 1.12fr .85fr;gap:44px;background:#fff;box-shadow:0 15px 45px #162d1e0c;padding:50px;align-items:center}.calculator h3{font-size:1.7rem}.calculator p{font-size:.88rem;margin:0}.calc-fields{display:grid;gap:20px}.calc-fields label{display:block;font-size:.78rem;color:var(--muted);font-weight:700}.calc-fields input[type=range]{width:100%;display:block;accent-color:var(--green-dark);margin:8px 0 0}.calc-fields strong{font-family:Manrope;color:var(--ink);font-size:.92rem}.calc-fields input[type=number]{width:70px;padding:9px;border:1px solid var(--line);margin-left:8px}.calc-result{background:#e9faec;padding:26px 24px;display:flex;flex-direction:column}.calc-result small{font-size:.78rem;color:var(--muted)}.calc-result strong{font-family:Manrope;font-size:2rem;line-height:1.15;margin:14px 0;color:#169b34}.calc-result span{font-size:.73rem;color:var(--muted)}.loan-types .section-head{margin-bottom:40px}.types-grid{display:grid;grid-template-columns:repeat(4,1fr);border:1px solid var(--line)}.type-card{padding:28px;border-right:1px solid var(--line);min-height:280px;display:flex;flex-direction:column}.type-card:last-child{border:0}.type-card small{color:var(--green-dark);font-weight:800;letter-spacing:.1em}.type-card h3{margin-top:50px}.type-card p{font-size:.85rem}.type-card a{font-size:.7rem;letter-spacing:.07em;font-weight:800;color:var(--green-dark);margin-top:auto}.faq-section{background:#f9faf9}.faq-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:80px}.faq-item{border-bottom:1px solid #dce6de}.faq-item:first-child{border-top:1px solid #dce6de}.faq-item summary{list-style:none;padding:21px 0;font-family:Manrope;font-weight:700;cursor:pointer;display:flex;justify-content:space-between;gap:20px}.faq-item summary::-webkit-details-marker{display:none}.faq-item summary span{color:var(--green-dark);font-size:1.4rem;line-height:1;transition:transform .2s}.faq-item[open] summary span{transform:rotate(45deg)}.faq-item p{font-size:.91rem;padding-right:30px;margin:0 0 22px}
.about-quote{background:var(--ink);color:#fff;padding:90px 0;text-align:center}.about-quote .shell{max-width:800px}.about-quote h2{margin:0}.about-quote .eyebrow{color:var(--green)}

/* Blog */
.blog-layout{display:grid;grid-template-columns:250px 1fr;gap:60px}.blog-sidebar h2{font-size:1.9rem}.blog-sidebar p{font-size:.9rem}.search-label{display:block;margin-top:28px;font-size:.75rem;font-weight:700;color:var(--muted)}.search-label input{display:block;width:100%;border:1px solid var(--line);padding:13px;margin-top:7px;outline:none}.search-label input:focus{border-color:var(--green-dark)}.topic-links{display:flex;flex-direction:column;margin-top:28px;border-top:1px solid var(--line)}.topic-links a{padding:12px 0;border-bottom:1px solid var(--line);font-size:.86rem;font-weight:600}.topic-links a:hover{color:var(--green-dark)}.article-card{display:grid;grid-template-columns:40% 1fr;border:1px solid var(--line);min-height:340px}.article-card[hidden]{display:none}.article-card img{width:100%;height:100%;object-fit:cover}.article-card>div{padding:36px}.article-card h2{font-size:1.75rem}.article-card p{font-size:.92rem}.article-body{padding-top:80px}.article-shell{max-width:780px}.back-link{display:inline-block;color:var(--green-dark);font-weight:700;font-size:.84rem;margin-bottom:35px}.article-shell .lead{font-size:1.35rem;color:var(--ink);line-height:1.55;margin-bottom:45px}.article-shell h2{font-size:1.75rem;margin-top:36px}.article-shell p{line-height:1.85}.article-notice{border-left:4px solid var(--green);background:var(--soft);padding:20px 24px;margin:38px 0;font-size:.86rem}

/* Contact and form */
.contact-section{background:#fff}.contact-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:70px;align-items:start}.contact-form-card{padding:45px;box-shadow:0 14px 45px #142d1c14}.contact-form-card h2{font-size:2.3rem}.contact-form-card>p{font-size:.9rem;margin-bottom:30px}.lead-form label{display:block;font-size:.8rem;font-weight:700;color:var(--ink);margin-bottom:16px}.lead-form input:not([type=checkbox]),.lead-form textarea,.lead-form select{display:block;width:100%;padding:13px 14px;background:#fff;border:1px solid #dce5dd;margin-top:7px;border-radius:0;outline:none;font-size:.86rem;font-weight:400;color:var(--ink)}.lead-form input:focus,.lead-form textarea:focus,.lead-form select:focus{border-color:var(--green-dark)}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:0 18px}.lead-form .consent{display:flex;gap:10px;align-items:flex-start;font-size:.75rem;font-weight:400;line-height:1.5;color:var(--muted);margin:12px 0 22px}.consent input{margin:3px 0 0;accent-color:var(--green-dark)}.form-submit{border-radius:0}.form-note{font-size:.73rem;margin:17px 0 0}.form-status{font-size:.83rem;color:var(--green-dark);font-weight:700;margin:10px 0 0}.form-compact{background:white;padding:32px;box-shadow:0 10px 35px #142d1b0c}.contact-details{padding-top:22px;display:grid;gap:26px}.contact-detail{display:flex;gap:20px;padding-bottom:24px;border-bottom:1px solid var(--line)}.detail-symbol{width:39px;color:var(--green-dark);font-size:1.7rem;line-height:1}.contact-detail h3{font-size:1.12rem;margin:0 0 8px}.contact-detail p,.contact-detail a{font-size:.94rem;margin:0;color:var(--muted)}.contact-detail a:hover{color:var(--green-dark)}

/* Footer */
.site-footer{padding:65px 0 0;background:#f7f9f7}.footer-grid{display:grid;grid-template-columns:1.45fr 1fr .8fr 1.2fr;gap:50px;padding-bottom:65px}.footer-grid h4{font-size:1rem;margin:0 0 23px}.footer-grid>div:not(:first-child)>a{display:block;color:var(--muted);font-size:.86rem;margin:0 0 10px}.footer-grid a:hover{color:var(--green-dark)}.footer-grid p{font-size:.84rem;line-height:1.8}.footer-brand p{max-width:230px;margin:21px 0}.footer-contact{display:block;font-size:.84rem;margin-bottom:6px}.footer-bottom{border-top:1px solid #e3e9e4;padding:22px 0;display:flex;justify-content:space-between;gap:30px}.footer-bottom p{font-size:.72rem;margin:0}.back-top{position:fixed;right:24px;bottom:23px;width:39px;height:39px;background:var(--green);color:white;display:grid;place-items:center;font-size:1.3rem;z-index:30;opacity:0;pointer-events:none;transform:translateY(10px);transition:.25s}.back-top.visible{opacity:1;pointer-events:auto;transform:none}

@media(max-width:1050px){.nav-left,.nav-right{gap:16px}.nav-link{font-size:.72rem}.brand{font-size:1.3rem}.intro-grid{grid-template-columns:1fr}.intro-copy{max-width:650px}.calculator{grid-template-columns:1fr 1fr}.calc-result{grid-column:1/-1}.types-grid{grid-template-columns:1fr 1fr}.type-card:nth-child(2){border-right:0}.type-card:nth-child(-n+2){border-bottom:1px solid var(--line)}}
@media(max-width:760px){.shell{width:min(calc(100% - 36px),var(--shell))}.section{padding:75px 0}.site-header{height:68px}.nav-wrap{grid-template-columns:1fr auto}.nav-left,.nav-right{display:none}.nav-wrap>.brand{justify-self:start}.mobile-toggle{display:flex;flex-direction:column;gap:5px;border:0;background:transparent;padding:10px;color:inherit}.mobile-toggle span{display:block;width:25px;height:2px;background:currentColor}.mobile-menu:not([hidden]){display:flex;flex-direction:column;position:absolute;left:0;right:0;top:68px;background:white;color:var(--ink);padding:12px 18px 22px;box-shadow:0 16px 30px #111b1423}.mobile-menu a{padding:11px 7px;border-bottom:1px solid var(--line);font-size:.88rem;font-weight:600}.hero,.hero-slider{height:700px;min-height:620px}.hero-content{padding-top:68px}.hero-content h1{font-size:clamp(2.9rem,9.4vw,4.5rem)}.hero-content p{font-size:1rem}.hero-slide{background-position:60% center}.slider-arrow{top:auto;bottom:25px}.slider-dots{bottom:43px}.inner-hero{min-height:380px}.inner-hero h1{font-size:clamp(2.7rem,8vw,4.3rem)}.intro-grid,.choice-grid,.quote-grid,.split-grid,.detail-grid,.two-col,.faq-grid,.form-section-grid,.blog-layout,.contact-grid{grid-template-columns:1fr;gap:35px}.service-grid{grid-template-columns:1fr}.service-tile{min-height:225px;border-right:0;border-bottom:1px solid var(--line)}.service-tile:last-child{border:0}.tile-icon{margin:17px 0}.choice{padding-top:0}.choice-card,.choice-card img{height:340px;min-height:340px}.quote-section{padding:75px 0}.quote-image img,.feature-photo img,.detail-image img{height:310px}.process-grid{grid-template-columns:1fr}.process-card{border-right:0;border-bottom:1px solid var(--line);padding:25px 22px}.process-card:last-child{border:0}.process .section-head{margin-bottom:25px}.section-row{display:block}.section-row .button{margin-top:25px}.blog-grid,.blog-card,.article-card{grid-template-columns:1fr}.blog-card img,.article-card img{height:230px}.blog-aside{min-height:270px}.form-section-grid{gap:20px}.calculator{grid-template-columns:1fr;padding:28px;gap:25px}.calc-result{grid-column:auto}.types-grid{grid-template-columns:1fr}.type-card,.type-card:nth-child(2){border-right:0;border-bottom:1px solid var(--line);min-height:215px}.type-card:last-child{border-bottom:0}.type-card h3{margin-top:25px}.blog-sidebar{max-width:500px}.article-card>div{padding:26px}.contact-form-card{padding:25px}.contact-details{padding-top:5px}.footer-grid{grid-template-columns:1fr 1fr;gap:35px}.footer-bottom{display:block}.footer-bottom p+p{margin-top:9px}.cta-band{padding:75px 0}}
@media(max-width:480px){.shell{width:calc(100% - 32px)}h2{font-size:2.15rem}.hero-content h1{font-size:2.75rem}.hero-content p{font-size:.94rem}.hero-slide{background-position:64% center}.button{font-size:.68rem;padding:12px 17px}.choice-card h2{font-size:1.8rem}.form-grid{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr 1fr;gap:25px}.footer-grid>div:first-child{grid-column:1/-1}.contact-form-card h2{font-size:1.9rem}}
@media(prefers-reduced-motion:reduce){*,*:before,*:after{scroll-behavior:auto!important;transition-duration:.01ms!important;animation-duration:.01ms!important}.reveal{opacity:1;transform:none}}